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Credit is like a ladder.  If you have good credit, it’s an easy ladder to climb.  Bad credit, however, is like a ladder missing the first 10 rungs.  This makes it difficult, if not impossible, to climb.

Lesson #1

Once your credit is damaged it can be a very difficult thing to fix.
When you have bad credit, lenders view you as a highly risky proposition and are unlikely to offer you any type of unsecured credit.  In addition, the products that are aimed at individuals with bad credit are usually predatory in nature with high APRs and annual fees.

Lesson #2

It ends up being very expensive to have bad credit.
Fees, higher percentages… they all add up and take a toll on your wallet. So what’s the solution?  The staff at UnitedStatesCredit.com have been dealing with and helping individuals with bad credit for nearly two decades.  We know and understand the difficult struggle those with bad credit face.

Now, here is the good news…WE CAN HELP! 

Our Road to Good Credit aims to put the missing rungs back on the credit ladder.  We have outlined a very specific path and set of credit products that, if used correctly, can get you back on the path to healthy credit.  This “Road” is not easy, and it’s not an overnight fix.  If you do succeed, however, you will be rewarded with lower APRs, easier credit approvals and literally thousands of dollars in savings.  We applaud you, in advance, for all your hard work and we hope you will be a lifelong customer of ours.

Next Steps

Expect your first email with step #1 of The Road to Good Credit within the next 24 hours. Every week you will receive another step as well as our recommendations for products and services that meet your credit criteria.  Once again, good luck!  We know your hard work will pay off in the end.


  1. im trying to get a credit card trying to get my credit score back up had perfect credit now its 580 an 603 haven’t borrowed or used my credit in 5 or 6 years help please

    1. Hi Lorena,

      The only way to get your score back up is to use your credit…albeit responsibly. If you haven’t used your credit in 5 or 6 years then it sounds like you have pretty good spending habits. Use your credit sparingly and pay it off every month…no matter what, and you will see your credit score start to rise.

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