True of False: Unpaid Medical Bills Don’t Affect Your Credit

Medical Bill Nightmare

FALSE!  The sad truth is that tens of thousands of Americans have their credit ruined by unpaid medical bills every year.  With rising medical costs, deductibles and the ever-increasing complexity in the healthcare/insurance industry, this is not likely to change in the near future.  If you have ever had a medical procedure you understand the nightmare of bills upon bills.  It’s important to work with your insurance provider to make sure that you are paying the correct amounts to the correct companies.  Medical providers are sending more and more people to collections over honest mistakes and it will absolutely destroy your credit rating.  Be proactive and be diligent.  Keep all reciepts and communications with your insurance and health care providers so that if you ever have to deal with a collections situation you are prepared to push back.

 

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