Common Credit Terms Defined
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Common Credit Terms Defined

Credit can be confusing.  In addition, there is a lot of terminology used when looking for and applying for credit.  It’s always helpful to have a clear understanding of what these different credit terms mean so that you can always make the most informed choice. Interest rate In laymen’s terms the interest rate is a…

5 Simple Ways Almost Everyone Can Save $1000s
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5 Simple Ways Almost Everyone Can Save $1000s

For most of us, the money we make comes at the expense of our time, effort, blood, sweat and tears.  Given this, it’s always a surprise that more people don’t do the simplest things to literally save themselves $1,000s of dollars a year. Stop handing your hard-earned cash over to corporations with huge profit margins…

How to Find the Right Credit Card for You
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How to Find the Right Credit Card for You

We use credit cards to extend our spending abilities and better manage our personal finances. There are so many cards available and the card you choose will affect your financial well being. It’s important to do your research and not just apply for the first card you see. Card Styles Credit cards come in all…

The Snowball Method:  Pay Off Your Debt Quickly
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The Snowball Method: Pay Off Your Debt Quickly

Your Debt Doesn’t Stand a Snowballs Chance in …. There are a lot of methodologies when it comes to paying off your debt in the fastest possible fashion.  Some of them work on paper, but in a real life setting they can become somewhat complex and difficult to sustain.  The Snowball Method of debt payment,…