How to Find the Right Credit Card for You
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How to Find the Right Credit Card for You

We use credit cards to extend our spending abilities and better manage our personal finances. There are so many cards available and the card you choose will affect your financial well being. It’s important to do your research and not just apply for the first card you see. Card Styles Credit cards come in all…

Your “Available Credit” Does Not Equal Your Bank Balance
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Your “Available Credit” Does Not Equal Your Bank Balance

I’ll say it again.  Your “available credit” does not equal your bank balance.  One more time just in case you weren’t paying attention the first time.  Your “available credit” does not equal your bank balance!  In fact, whatever you spend on your credit cards goes against your bank balance.  Too many people see the words…

Our Guide to Good Credit
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Our Guide to Good Credit

[cta id=’235′] CREDIT AND ITS IMPORTANCE In layman’s terms, your credit defines the likeliness that you will fulfill your financial obligations. Your credit is your word. It is your bond. In the eyes of creditors, it’s your reputation and a defining characteristic that allows them to put a dollar figure on the amount of money…