Hard or Soft Credit Pull…Be Sure to Ask
| | |

Hard or Soft Credit Pull…Be Sure to Ask

Are You Damaging Your Credit? Always inquire about the type of credit pull being done when someone asks for your social security number.  Many people don’t realize that two types of credit pulls exist and that they can have a significant impact on your credit score. No Permission Needed. A soft credit pull or inquiry…

Hard or Soft Credit Pull…Be Sure to Ask
| | |

Hard or Soft Credit Pull…Be Sure to Ask

Are You Damaging Your Credit? Always inquire about the type of credit pull being done when someone asks for your social security number.  Many people don’t realize that two types of credit pulls exist and that they can have a significant impact on your credit score. No Permission Needed. A soft credit pull or inquiry…

Does Reapplying Help My Chances of Approval?
| | |

Does Reapplying Help My Chances of Approval?

In the short term, the simple answer is NO.  In fact, reapplying time and time again for the same product could actually hurt your credit score.  A hard credit inquiry, which happens when a credit decision is being made, will knock your credit score down a few points.  Generally, multiple hard inquiries over a short…

Fast 5: Reasons to Think About a Prepaid Credit Card
| | | |

Fast 5: Reasons to Think About a Prepaid Credit Card

[cta id=”314″ vid=”0″] All the Convenience and None of the Hassle Prepaid cards get a bad rap sometimes.  No, they are not unsecured credit cards…i.e. you must load your own money onto the card to use them.  However, they might just be the solution many of us are looking for.  They have all the convenience…