Top 5 Checking Account Bonuses Bank Bonus Offer 1 Citi® $500 2 PNC Bank $300 3 1st Bank Anywhere Account $300 4 M&T Bank $250 5 SunTrust® $250 Last Updated – February 7, 2023. promotions subject to change without notice. View Checking Offers Sponsored Listings There has never been a better time to open a…
View Loan Offers Sponsored Listings There are many reasons why you need to get a personal loan. You may need money in an emergency to pay for medical bills or repair damages to property and possessions. You could be looking to refinance your credit cards, make home improvements or even pay for a wedding or…
Credit can be confusing. In addition, there is a lot of terminology used when looking for and applying for credit. It’s always helpful to have a clear understanding of what these different credit terms mean so that you can always make the most informed choice. Interest rate In laymen’s terms the interest rate is a…
We use credit cards to extend our spending abilities and better manage our personal finances. There are so many cards available and the card you choose will affect your financial well being. It’s important to do your research and not just apply for the first card you see. Card Styles Credit cards come in all…
So, you have bad credit and you’ve noticed that it’s a rock that is nearly impossible to get out from underneath. It feels like there are forces beyond your control that are holding you in place so that once you have joined the bad credit ranks, like millions of Americans, it is almost impossible leave. …
1. Take out a loan to pay your bills Why is this bad? If you can’t pay your current bills, what makes you think adding another bill will help your situation? You really should consider working with a debt consolidation/relief company. You’re also probably going to need to find some extra income. A different job…
There is Always More Than One Option No matter what you are doing in life, it is important to explore your options. Read articles, talk to friends and family…do research. If you don’t do the research you may end with a bad deal, or the wrong deal altogether. When exploring your options try and follow…
Beware of Impostors FACT – AnnualCreditReport.com is the only authorized source for the free report that’s yours by law. TAKEAWAY – Websites run by companies promising free credit reports are generally a come-on used to get you signed up for a trial period for a product or service. Tick Tock QUESTION – How much are…
Are You Damaging Your Credit? Always inquire about the type of credit pull being done when someone asks for your social security number. Many people don’t realize that two types of credit pulls exist and that they can have a significant impact on your credit score. No Permission Needed. A soft credit pull or inquiry…
Really…a $500 Unsecured Line of Credit with NO Credit check? The Horizon Gold Credit Card is a catalogue card. You get $500 in unsecured credit but you have to spend the money at their store which can be found here. If you are looking to pay bills or purchase groceries etc… this is not the…